SAN DIEGO, September 12, 2005 - Empire Bancorp has selected and implemented Del Mar Database’s DataTrac® as its back-office mortgage banking technology solution. DataTrac is an automated back-office solution built specifically for small and medium-sized lenders that increases efficiency, profitability and production. Founded in 2004, Empire Bancorp is a $350 million wholesale lender based in Rancho Cucamonga, Calif. The news was announced from the 2005 Fiserv Client Conference.

Empire Bancorp originally selected another automation solution based on its lower price tag. After implementing and using the solution for approximately one year, the lender determined that the solution lacked the functionality and robustness required to run its business. DataTrac was then selected because of its proven track record, comprehensive functionality and management reporting capabilities.

“We originally decided to go with another solution because of cost issues,” said Les Hills, executive vice president for Empire Bancorp. “After using the solution for a year, however, we realized that we needed to go in a different direction. DataTrac was the obvious choice because its functionality matched our needs. Furthermore, DataTrac’s reporting capabilities, remote access through WebTrac and imaging functionality of DocumentTrac make this a better fit for Empire Bancorp’s business model. By the end of 2005, we will have grown our origination volume from $350 million to $800 million, and DataTrac is flexible enough to grow with us.”

WebTrac® is an Internet-based interface for remote originators. DocumentTrac™ is an integrated solution for imaging, archiving, retrieving and distributing all documents associated with a loan file. Both modules are tightly integrated with DataTrac.

“Del Mar Database has been developing mortgage banking technology solutions specifically designed for small and medium size lenders for almost 15 years,” said Rob Katz, vice president of Del Mar Database. “With hundreds of DataTrac users across the country, we know what it takes to help our clients increase production and profits. Several of our clients came to us after purchasing a less expensive software solution and either quickly outgrew it or found it lacked the required functionality. Because of our experience, we are able to quickly implement DataTrac which allows these lenders to process loans on our system within just a few weeks of making the purchase decision.”